Free annual credit report Raleigh-Durham

If you believe you qualify for a refund and want more information, go to www.ftc.gov/freereports or call 202-326-3457. The FTC settlement with Experian doesn't resolve an ongoing problem: "impostor sites" that attempt to hijack consumers seeking to order free credit reports.

These sites use misspellings and sound-alike names to misdirect consumers to sites unrelated to the government-mandated site. The FTC has sent letters to 130 impostor sites warning them that attempts to mislead consumers are illegal. Researchers for the World Privacy Forum, a consumer education organization, found 112 sites in June that were using some combination or close spelling of "annual credit report." Some of the sites asked for Social Security numbers, birth dates and other sensitive information, the World Privacy Forum report said. Others directed consumers to sites free annual credit report Raleigh-Durham that sell identity theft or other credit-related free annual credit report Raleigh-Durham products and services, the report said. Consumers land on impostor sites in two primary ways: by mistyping the name of the official Internet site, or by using a search engine and clicking on the wrong result, the report said. If you're free annual credit report Raleigh-Durham planning to exercise your right to order free credit reports, there are several ways to protect yourself: Link to the legitimate free annual credit report Raleigh-Durham site through the Federal Trade Commission's free annual credit report Raleigh-Durham Internet site, www.ftc.gov. credit reports three When you go to www.ftc.gov, you'll see two buttons that link to the official site, says Lydia Parnes, director of the FTC's Bureau of Consumer Protection. Be wary of any site that promises a free credit report, then asks for your credit card number. That may be free annual credit report Raleigh-Durham an indication that you've landed on free annual credit report Raleigh-Durham an impostor site. Don't respond or reply to e-mails, pop-up ads or phone calls that claim to come from www.annualcreditreport.com or one of the credit-reporting agencies. If you're uncomfortable with Internet free annual credit report Raleigh-Durham security, consider ordering your credit reports by phone or mail. To order by mail, print out the request form from www.free annual credit report Raleigh-Durham annualcreditreport.com, fill it out and send it to: Annual Credit Report Request Service, P.O.

Free credit reports were mandated by free annual credit report Raleigh-Durham a federal law enacted in 2003. absolutely free credit report no trial

The program has been rolled out across the country since December, starting with the West Coast.

East Coast residents will be eligible to order their free reports starting Sept. The law allows you to obtain one annual credit report from each of the credit-reporting agencies. You can order them all at once or stagger your requests so you can review a report every three months.

"This is an important right that American consumers have," Parnes says.

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